State Farm Drive Safe and Save Insurance Review

Today, we’re talking about the State Farm Drive Safe and Save program. We’ll go over how it works and how you can decide if it’s worth trying! 

State Farm Drive Safe and Save is a usage-based insurance program that uses telematics to track a policyholder’s driving habits and reward safe driving through discounts and lowered premiums. Telematics is a type of remote monitoring system that uses GPS and on-board sensors to gather data about a vehicle.

State Farm Drive Safe and Save monitors things like a driver’s mileage, acceleration rate, braking, hard turns, speed, distracted driving, and time of day they typically drive. These habits are monitored through the use of a smartphone app. In order to figure out if State Farm Drive Safe and Save is right for you, there are a few things to keep in mind.

First, you should make sure that State Farm Drive Safe and Save is available in your state, since not every state allows telematics programs. 

Second, safe drivers can save up to 30% on their premiums with Drive Safe and Save from State Farm.

Third, State Farm Drive Safe and Save won’t increase premiums for bad driving. So, trying State Farm Drive Safe and Save is pretty much risk-free.

Fourth, it’s important to remember that what insurers define as bad or risky driving may be different from how you define it. If you drive at night or in heavy traffic areas, for example, you may not find much savings with State Farm Drive Safe and Save.

Also, if you have a history of not being the best driver,  State Farm Drive Safe and Save may not be right for you. Consider taking a defensive driving course and learning safer driving habits before signing up.

Lastly, you have to decide if you are comfortable being tracked by your insurer. You can understand what they track, when they do it, and how much of your data they use by carefully reading the privacy policy before signing up. I hope you enjoyed this session on everything you need to know about State Farm Drive Safe and Save Insurance Review. So always be sure to contact a professional before making any financial decisions.