Personal Injury Protection Car Insurance

Today, we’re going to be talking about personal injury protection car insurance. Personal injury protection or pip coverage is car insurance that covers medical bills and other expenses when you are injured in a car accident. Other forms of car insurance can keep you waiting while insurance companies and lawyers argue over who is at fault but pip insurance sometimes called no fault insurance covers you no matter who is at fault, that means bills get paid quickly without a lot of fuss. 

PIP doesn't just cover you it also covers your whole family and all your passengers when you or any member of your family is driving. Here's what pip insurance can do for you: it quickly pays the bills you get from doctors and hospitals, it also pays for expenses that other forms of insurance might not cover like ambulance fees, dental care and chiropractic care. While you're recuperating pip insurance can help keep your household running by paying for child care and by covering the cost of things like lawn care. It can even replace some of your lost wages in a very serious accident. Pip insurance even covers funeral expenses. 

Who needs personal injury protection coverage? 

Well in 15 states pip insurance is mandatory. If you live in a state where it's optional and you or people who ride with you don't have health insurance it's essential coverage even if you have health insurance coverage don't forget that pip covers more than just health care costs. 

Finally, if you live in a state where pip insurance is not available ask about MedPay coverage which offers similar types of protection. I hope you enjoyed this session on everything you need to know about Personal Injury Protection Car Insurance. So always be sure to contact a professional before making any financial decisions.