Can You Drive a Car Without Insurance?

Today, we’re talking about whether you need car insurance to drive a car. In general, you need car insurance to drive legally in every state besides Virginia or New Hampshire. However, you do not need car insurance to drive a borrowed vehicle or to drive a rental car. 

Borrowed cars can be driven without insurance as long as the car itself is insured by someone else and they have given you permission to drive their car. Rental cars can be covered by rental car insurance, purchased either through the rental agency or a traditional car insurance company. Outside of these situations, you typically need at least your state’s minimum required insurance. Minimum requirements often include: 

Liability insurance to cover other people’s injuries and  property damage after accidents you cause. Uninsured or underinsured motorist insurance to protect you if you are in an accident with a driver who doesn't have insurance, or does not have enough insurance to cover all the damage they caused. And personal injury protection or MedPay to cover your medical expenses after an accident, regardless of who is at-fault. 

Driving without insurance coverage can lead to serious consequences like hefty fines and even jail time. Now that you know what insurance you need to drive, it’s time to start shopping for a policy. I hope you enjoyed this session on everything you need to know about Can You Drive a Car Without Insurance? So always be sure to contact a professional before making any financial decisions.