Allstate Drivewise Insurance Review

Today, we’re talking about the Allstate Drivewise program. We’ll go over how it works and how you can decide if it’s worth trying! Allstate Drivewise is a usage-based insurance program that uses telematics to track a policyholder’s driving habits and reward safe driving through discounts and lowered premiums. Telematics is a type of remote monitoring system that uses GPS and on-board sensors to gather data about a vehicle.

Allstate Drivewise monitors things like a driver’s speed, hard braking, and time of day they typically drive. These habits are monitored through the use of a smartphone app. In order to figure out if Allstate Drivewise is right for you, there are a few things to keep in mind. 

First, you should make sure that Allstate Drivewise is available in your state, since not every state allows telematics programs.

Second, safe drivers can save up to 40% on their premiums with Drivewise from Allstate.

Third, Allstate Drivewise won’t increase premiums for bad driving. So, it is basically risk free to give Allstate Drivewise a try.

Fourth, it’s important to remember that what insurers define as bad or risky driving may be different from how you define it. If you drive at night or in heavy traffic areas, for example, you may not find much savings with Allstate Drivewise Also, if you have a history of not being the best driver, Allstate Drivewise may not be right for you. Consider taking a defensive driving course and learning safer driving habits before signing up.

Lastly, you have to decide if you are comfortable being tracked by your insurer. You can understand what they track, when they do it, and how much of your data they use by carefully reading the privacy policy before signing up. 

I hope you enjoyed this session on everything you need to know about Allstate Drivewise Insurance Review. So always be sure to contact a professional before making any financial decisions.